{"status":true,"post":{"id":27932,"user_id":29,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-24 15:38:14","created_at":"2021-08-19T21:00:00.000000Z","updated_at":"2022-10-24T12:38:14.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":27932,"is_featured":0,"title":"\u00d6deme hizmet sa\u011flay\u0131c\u0131lar\u0131 IBAN olu\u015fturabilecek","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\"><strong>Av. Muhammet AKSAN<\/strong><\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> 5 A\u011fustos 2021 tarih ve 31559 say\u0131l\u0131 Resmi Gazete\u2019de yay\u0131nlanarak ayn\u0131 g\u00fcn y\u00fcr\u00fcrl\u00fc\u011fe giren T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n 2008\/6 say\u0131l\u0131 Uluslararas\u0131 Banka Hesap Numaras\u0131 Hakk\u0131nda Tebli\u011f\u2019de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair 2021\/5 Say\u0131l\u0131 Tebli\u011f ile birlikte (\u201c2021\/5 Say\u0131l\u0131 Tebli\u011f\u201d), 6493 Say\u0131l\u0131 \u00d6deme ve Menkul K\u0131ymet Mutabakat Sistemleri, \u00d6deme Hizmetleri ve Elektronik Para Kurulu\u015flar\u0131 Hakk\u0131ndaki Kanun (\u201c6493 Say\u0131l\u0131 Kanun\u201d) kapsam\u0131nda faaliyette bulunan \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131na m\u00fc\u015fterileri i\u00e7in IBAN olu\u015fturma yetkisi verilmi\u015ftir. <\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> T\u00fcrkiye\u2019de IBAN olu\u015fturma yetkisi bug\u00fcne kadar sadece T\u00fcrkiye\u2019de faaliyette bulunan bankalar ile PTT\u2019ye tan\u0131mlanm\u0131\u015f olup, faaliyetleri itibariyle para transferi ve elektronik para transferi faaliyetlerinde bulunan \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131, bu hizmetleri verebilmek i\u00e7in m\u00fc\u015fterilerinin bankalar ya da PTT\u2019de olu\u015fturulan IBAN\u2019lar\u0131 kullanmalar\u0131n\u0131 talep etmek zorunda kalmakta, bu uygulama hem 6493 Say\u0131l\u0131 Kanun\u2019un baz\u0131n\u0131 olu\u015fturulan Avrupa Birli\u011fi mevzuat\u0131 ile z\u0131tl\u0131k g\u00f6stermekte hem de m\u00fc\u015fteri memnuniyeti a\u00e7\u0131s\u0131ndan problemler yaratmaktayd\u0131. <\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> Nitekim, Avrupa Birli\u011fi\u2019nde birlik i\u00e7erisinde \u00f6deme hizmetlerinin tek pazar ilkesi \u00e7er\u00e7evesinde y\u00fcr\u00fct\u00fclmesini sa\u011flamak i\u00e7in \u00e7\u0131kart\u0131lan \u00f6deme hizmetlerinin d\u00fczenlendi\u011fi 2007\/64\/EC say\u0131l\u0131 Avrupa Parlamentosu direktifinde, \u00f6deme ve elektronik para kurulu\u015flar\u0131n\u0131n da birlik i\u00e7erisindeki para transferlerinde IBAN kullanmalar\u0131 gerekti\u011fi d\u00fczenleme alt\u0131na al\u0131nd\u0131. S\u00f6z konusu d\u00fczenleme \u00e7er\u00e7evesinde \u0130ngiltere\u2019de bankalar\u0131n yan\u0131nda bir\u00e7ok \u00f6deme kurulu\u015fu da m\u00fc\u015fterileri i\u00e7in IBAN tan\u0131mlamaya ba\u015flad\u0131.<\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> 2021\/5 Say\u0131l\u0131 Tebli\u011f ile birlikte \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131na tan\u0131nan IBAN olu\u015fturma yetkisi ile birlikte hem Avrupa Birli\u011fi mevzuat\u0131na tam uyum hususunda \u00f6nemli bir ad\u0131m at\u0131ld\u0131, hem de uluslararas\u0131 para transferi sistemine tam entegrasyonun yolu a\u00e7\u0131ld\u0131. Yine, \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131ndan hizmet almak isteyen m\u00fc\u015fteriler i\u00e7in bu kurulu\u015flara para transferinde T\u00fcrkiye\u2019deki bankalar ya da PTT\u2019yi kullanmalar\u0131 gereklili\u011finin de ortadan kalkmas\u0131 ile birlikte zaman maliyetleri ile \u00f6denen para transferi komisyonlar\u0131 azalacak olup m\u00fc\u015fteri memnuniyeti artacakt\u0131r.<\/span><\/p>  \t\t\t\t","slug":"odeme-hizmet-saglayicilari-iban-olusturabilecek","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"\u00d6deme hizmet sa\u011flay\u0131c\u0131lar\u0131 IBAN olu\u015fturabilecek","meta_description":"Av. Muhammet AKSAN","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":1101,"cropped_1200x675":null,"user":{"id":29,"name":"MUHAMMET","surname":"AKSAN","email":"av-muhammet-aksan@gmail.com","slug":"av-muhammet-aksan","avatar":"\/front\/uploads\/avatar\/1733691600IewiFiiT1aT8ZK3.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-10-24T10:51:30.000000Z","updated_at":"2024-12-18T09:45:38.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":28031,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":27932,"locale":"tr","category_id":73,"title":"\u00d6deme hizmet sa\u011flay\u0131c\u0131lar\u0131 IBAN olu\u015fturabilecek","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":"  \t\t\t\t\t  \t\t\t\t\t<p><span class=\"large\"><strong>Av. Muhammet AKSAN<\/strong><\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> 5 A\u011fustos 2021 tarih ve 31559 say\u0131l\u0131 Resmi Gazete\u2019de yay\u0131nlanarak ayn\u0131 g\u00fcn y\u00fcr\u00fcrl\u00fc\u011fe giren T\u00fcrkiye Cumhuriyet Merkez Bankas\u0131\u2019n\u0131n 2008\/6 say\u0131l\u0131 Uluslararas\u0131 Banka Hesap Numaras\u0131 Hakk\u0131nda Tebli\u011f\u2019de De\u011fi\u015fiklik Yap\u0131lmas\u0131na Dair 2021\/5 Say\u0131l\u0131 Tebli\u011f ile birlikte (\u201c2021\/5 Say\u0131l\u0131 Tebli\u011f\u201d), 6493 Say\u0131l\u0131 \u00d6deme ve Menkul K\u0131ymet Mutabakat Sistemleri, \u00d6deme Hizmetleri ve Elektronik Para Kurulu\u015flar\u0131 Hakk\u0131ndaki Kanun (\u201c6493 Say\u0131l\u0131 Kanun\u201d) kapsam\u0131nda faaliyette bulunan \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131na m\u00fc\u015fterileri i\u00e7in IBAN olu\u015fturma yetkisi verilmi\u015ftir. <\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> T\u00fcrkiye\u2019de IBAN olu\u015fturma yetkisi bug\u00fcne kadar sadece T\u00fcrkiye\u2019de faaliyette bulunan bankalar ile PTT\u2019ye tan\u0131mlanm\u0131\u015f olup, faaliyetleri itibariyle para transferi ve elektronik para transferi faaliyetlerinde bulunan \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131, bu hizmetleri verebilmek i\u00e7in m\u00fc\u015fterilerinin bankalar ya da PTT\u2019de olu\u015fturulan IBAN\u2019lar\u0131 kullanmalar\u0131n\u0131 talep etmek zorunda kalmakta, bu uygulama hem 6493 Say\u0131l\u0131 Kanun\u2019un baz\u0131n\u0131 olu\u015fturulan Avrupa Birli\u011fi mevzuat\u0131 ile z\u0131tl\u0131k g\u00f6stermekte hem de m\u00fc\u015fteri memnuniyeti a\u00e7\u0131s\u0131ndan problemler yaratmaktayd\u0131. <\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> Nitekim, Avrupa Birli\u011fi\u2019nde birlik i\u00e7erisinde \u00f6deme hizmetlerinin tek pazar ilkesi \u00e7er\u00e7evesinde y\u00fcr\u00fct\u00fclmesini sa\u011flamak i\u00e7in \u00e7\u0131kart\u0131lan \u00f6deme hizmetlerinin d\u00fczenlendi\u011fi 2007\/64\/EC say\u0131l\u0131 Avrupa Parlamentosu direktifinde, \u00f6deme ve elektronik para kurulu\u015flar\u0131n\u0131n da birlik i\u00e7erisindeki para transferlerinde IBAN kullanmalar\u0131 gerekti\u011fi d\u00fczenleme alt\u0131na al\u0131nd\u0131. S\u00f6z konusu d\u00fczenleme \u00e7er\u00e7evesinde \u0130ngiltere\u2019de bankalar\u0131n yan\u0131nda bir\u00e7ok \u00f6deme kurulu\u015fu da m\u00fc\u015fterileri i\u00e7in IBAN tan\u0131mlamaya ba\u015flad\u0131.<\/span><br><span class=\"large\"><\/span><br><span class=\"large\"> 2021\/5 Say\u0131l\u0131 Tebli\u011f ile birlikte \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131na tan\u0131nan IBAN olu\u015fturma yetkisi ile birlikte hem Avrupa Birli\u011fi mevzuat\u0131na tam uyum hususunda \u00f6nemli bir ad\u0131m at\u0131ld\u0131, hem de uluslararas\u0131 para transferi sistemine tam entegrasyonun yolu a\u00e7\u0131ld\u0131. Yine, \u00f6deme hizmet sa\u011flay\u0131c\u0131lar\u0131ndan hizmet almak isteyen m\u00fc\u015fteriler i\u00e7in bu kurulu\u015flara para transferinde T\u00fcrkiye\u2019deki bankalar ya da PTT\u2019yi kullanmalar\u0131 gereklili\u011finin de ortadan kalkmas\u0131 ile birlikte zaman maliyetleri ile \u00f6denen para transferi komisyonlar\u0131 azalacak olup m\u00fc\u015fteri memnuniyeti artacakt\u0131r.<\/span><\/p>  \t\t\t\t","slug":"odeme-hizmet-saglayicilari-iban-olusturabilecek","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"\u00d6deme hizmet sa\u011flay\u0131c\u0131lar\u0131 IBAN olu\u015fturabilecek","meta_description":"Av. 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