{"status":true,"post":{"id":16902,"user_id":11,"status":1,"type":1,"orde":null,"notification_type":3,"static_post":0,"published_at":"2022-10-21 10:13:17","created_at":"2017-07-24T21:00:00.000000Z","updated_at":"2022-10-21T07:13:17.000000Z","edited_at":"2024-12-17 22:35:21","source_id":null,"post_id":16902,"is_featured":0,"title":"Ekonomi y\u00f6netimine \u00f6ncelik \u00f6nerileri","slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"home_title":null,"sub_title":null,"category_id":73,"description":null,"content":" \t\t\t\t\t \t\t\t\t\t

\u00d6ncelikle, yeni Bakanlar Kurulu hay\u0131rl\u0131 olsun. Siz bu sat\u0131rlar\u0131 okurken, uluslararas\u0131 derecelendirme kurulu\u015fu Fitch, T\u00fcrkiye ile ilgili de\u011ferlendirmesini a\u00e7\u0131klam\u0131\u015f olacak. Bu konuda, T\u00fcrkiye\u2019nin kredi notunun de\u011fi\u015fmesi beklenmiyor. Buna kar\u015f\u0131l\u0131k, not g\u00f6r\u00fcn\u00fcm\u00fcn\u00fcn \u2018dura\u011fan\u2019dan \u2018pozitif\u2019e y\u00fckselebilece\u011fi y\u00f6n\u00fcnde beklenti daha g\u00fc\u00e7l\u00fc g\u00f6z\u00fck\u00fcyor. Elbette, Katar krizinin perde arkas\u0131ndaki detaylar, T\u00fcrkiye\u2019nin finans ve ticaret kanal\u0131ndan k\u00fcresel \u00f6l\u00e7ekte s\u0131k\u0131\u015ft\u0131r\u0131lmaya devam edilece\u011fine i\u015faret ediyor. Bu nedenle, ekonomi alan\u0131yla ilgili bakanlar\u0131m\u0131z\u0131n b\u00fcy\u00fck \u00f6l\u00e7\u00fcde g\u00f6revlerini s\u00fcrd\u00fcrd\u00fcklerini dikkate alarak, bir ka\u00e7 \u00f6nemli g\u00fcndem \u00f6nerisini payla\u015fmak isterim.<\/span><\/p>

Enflasyon, T\u00fcrkiye\u2019nin risk primi ve d\u0131\u015f ticaretin finansman\u0131 \u00f6ncelikli konular olarak \u00f6ne \u00e7\u0131k\u0131yor. \u0130stihdam seferberli\u011fini de g\u00f6zetmeyi s\u00fcrd\u00fcrece\u011fiz. Vergi sisteminde sadele\u015ftirme de orta vade a\u00e7\u0131s\u0131ndan ivedi bir g\u00fcndem ba\u015fl\u0131\u011f\u0131.<\/span><\/p>

T\u00fcrkiye\u2019nin 2017\u2019deki b\u00fcy\u00fcme ba\u015far\u0131s\u0131n\u0131n anahtar ba\u015fl\u0131klar\u0131ndan birisi net ihracat\u0131n katk\u0131s\u0131. Bu husus d\u0131\u015f ticaretin finansman\u0131 ve ihracat te\u015fviklerini kritik \u00f6nemde konu ba\u015fl\u0131klar\u0131 haline d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor. T\u0130M b\u00fcnyesindeki ihracat\u00e7\u0131 birliklerimizin ba\u015fkanlar\u0131ndan son bir ayd\u0131r, ihracat sigortas\u0131 ve ithalat finansman\u0131nda \u00f6nc\u00fc uluslararas\u0131 firmalar\u0131n d\u0131\u015f ticaret finansman\u0131nda zorluk \u00e7\u0131kard\u0131klar\u0131n\u0131, bu zamana kadar bir tek \u00f6demesini geciktirmemi\u015f firmalara dahi art\u0131k kendileriyle \u00e7al\u0131\u015famayacaklar\u0131n\u0131n s\u00f6ylendi\u011fini duymaktay\u0131z. Birlik ba\u015fkanlar\u0131, do\u011fal olarak kendi \u00fcyesi ihracat\u00e7\u0131 firmalar\u0131n s\u0131k\u0131nt\u0131lar\u0131n\u0131 bize aktarmaktalar. Kredi Garanti Fonu\u2019nun, yeniden yap\u0131land\u0131r\u0131lmas\u0131 sonras\u0131nda, reel sekt\u00f6r\u00fcn finansman imkanlar\u0131n\u0131n rahatlat\u0131lmas\u0131 noktas\u0131nda son 9 ayda sa\u011flad\u0131\u011f\u0131 katk\u0131 bir ba\u015far\u0131 \u00f6yk\u00fcs\u00fc. Ayn\u0131 ba\u015far\u0131l\u0131 uygulaman\u0131n bug\u00fcn d\u0131\u015f ticaretin finansman\u0131 i\u00e7in de devreye al\u0131nmas\u0131 gerekmekte. D\u0131\u015f ticaretin finansman\u0131n\u0131n s\u00fcrd\u00fcr\u00fclebilir k\u0131l\u0131nmas\u0131, 2018 ve 2019 b\u00fcy\u00fcmesi i\u00e7in de kritik \u00f6nemde olacak.<\/span><\/p>

Y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f man\u015fet enflasyonun y\u00fczde 8 ve alt\u0131na indirilmesi de di\u011fer kritik g\u00fcndem maddesi. TL tasarruflara uygulanan faiz oran\u0131ndan, kredi faiz oran\u0131na, \u00e7ok say\u0131da mal ve hizmetin fiyatland\u0131rma al\u0131\u015fkanl\u0131klar\u0131na kadar, pek \u00e7ok alan\u0131 ilgilendiriyor. TCMB\u2019nin s\u0131k\u0131 para politikas\u0131n\u0131 bu hedefe ula\u015f\u0131ncaya kadar s\u00fcrd\u00fcrmesi, bir ba\u015fka y\u00f6n\u00fcyle, d\u00f6viz kurlar\u0131ndaki dalgalanmay\u0131 da frenleyecek; ki bu da man\u015fet enflasyon i\u00e7in hayli \u00f6nemli. D\u0131\u015f ticaretin finansman\u0131 ve enflasyonla ilgili tedbirlerin bir an \u00f6nce hayat bulmas\u0131n\u0131n, sonbahara haz\u0131rl\u0131kl\u0131 girmek ad\u0131na elimizi g\u00fc\u00e7lendirece\u011fini atlamayal\u0131m.<\/span><\/p>

HEDEF\u0130M\u0130Z ENFLASYON VE R\u0130SK PR\u0130M\u0130<\/strong><\/span><\/p>

Faiz, iktisat teorisinde paran\u0131n fiyat\u0131d\u0131r. Yani, para da bir mald\u0131r. Do\u011fal olarak her mal\u0131n arz\u0131 ve talebi vard\u0131r ve mal\u0131n piyasa fiyat\u0131 arz-talep dengesi veya dengesizli\u011fi ile \u015fekillenir. Paran\u0131n piyasadaki miktar\u0131ndan, yani arz\u0131ndan sorumlu olan merkez bankas\u0131 piyasaya \u00e7ok fazla para s\u00fcrerse, arz\u0131n bolla\u015fmas\u0131 paran\u0131n fiyat\u0131n\u0131, yani faizi d\u00fc\u015f\u00fcr\u00fcr. Ancak bu ad\u0131m ayn\u0131 zamanda paran\u0131n de\u011ferinin d\u00fc\u015fmesi anlam\u0131na gelir ve o para cinsinden mal ve hizmetlerin fiyatlar\u0131n\u0131n y\u00fckselmesine, yani enflasyona sebep olur. Bu nedenle, 1990\u2019l\u0131 y\u0131llar\u0131n ikinci yar\u0131s\u0131ndan bu yana, merkez bankalar\u0131 piyasaya \u00e7ok fazla para s\u00fcrme taraftar\u0131 de\u011filler. Son 20 y\u0131lda, merkez bankalar\u0131n\u0131n piyasadaki para miktar\u0131n\u0131 \u00e7ok s\u0131k\u0131 kontrol alt\u0131nda tutuklar\u0131 ger\u00e7e\u011fi ile hane halk\u0131n\u0131n ve \u015firketlerin para talebinin artmas\u0131, paran\u0131n fiyat\u0131n\u0131, yani faiz oranlar\u0131n\u0131 y\u00fckseltmekte. O halde, faiz oranlar\u0131n\u0131n makul d\u00fczeyde olmas\u0131, para arz\u0131 ile talebi aras\u0131ndaki dengeden ge\u00e7iyor.<\/span><\/p>

Faiz deyince de unutmayal\u0131m, bir i\u00e7inde enflasyonu bar\u0131nd\u0131ran nominal faiz; bir de enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f reel faiz vard\u0131r. Nominal faiz, enflasyon ve \u00fclke risk priminin toplam\u0131d\u0131r. Yani, reel faiz \u00fclke risk primi anlam\u0131na gelir. AK Parti\u2019nin 15 y\u0131ll\u0131k ba\u015far\u0131l\u0131 performans\u0131, T\u00fcrkiye\u2019nin tarihinde g\u00f6rmedi\u011fi \u2018negatif\u2019 reel faizi g\u00f6rmesini sa\u011flad\u0131. Bu nas\u0131l ba\u015far\u0131ld\u0131? T\u00fcrkiye\u2019de bir ara y\u0131ll\u0131k enflasyon y\u00fczde 5-6 d\u00fczeyine geriledi ve T\u00fcrkiye\u2019nin k\u00fcresel alg\u0131s\u0131n\u0131n pozitif olmas\u0131, T\u00fcrkiye\u2019nin risk primini s\u0131f\u0131rlad\u0131. T\u00fcrkiye, 2013 ilkbahar\u0131nda, enflasyonun alt\u0131nda nominal faiz g\u00f6rd\u00fc. Yani, \u00fclkenin pozitif alg\u0131s\u0131 o kadar g\u00fc\u00e7l\u00fcyd\u00fc. Bug\u00fcn ise Hazine\u2019nin y\u00fczde 11 bor\u00e7lanma faizi, T\u00fcrkiye\u2019nin risk priminin asl\u0131nda y\u00fczde 1 civar\u0131nda oldu\u011funu g\u00f6steriyor. Bir zamanlar, T\u00fcrkiye\u2019nin risk primi y\u00fczde 36 ile 40 aras\u0131ndayd\u0131. Bu durumda, Hazine\u2019nin yeniden tek haneli oranlarla bor\u00e7lanmas\u0131, T\u00fcrkiye\u2019nin enflasyonu ve risk priminin normalle\u015fmesinden ge\u00e7iyor.<\/span><\/p>

Y\u0131ll\u0131k enflasyonun y\u00fcksek seyretmesine sebep olan g\u0131da enflasyonun normalle\u015fmesi ad\u0131na, G\u0131da ve Tar\u0131msal \u00dcr\u00fcn Piyasalar\u0131 \u0130zleme ve De\u011ferlendirme Komitesi\u2019nin 16 Temmuz pazar g\u00fcn\u00fc yap\u0131lan toplant\u0131s\u0131nda al\u0131nan kararlar\u0131n en aciliyetle hayata ge\u00e7irilmesi kritik \u00f6nemde. Y\u0131ll\u0131k enflasyonun sonbahar ba\u015f\u0131 tek haneye gerilemesi, TCMB\u2019nin kredi faiz oranlar\u0131n\u0131n yumu\u015famas\u0131na y\u00f6nelik ataca\u011f\u0131 ad\u0131mlar\u0131 da h\u0131zland\u0131racakt\u0131r. Ayr\u0131ca, TL cinsinden tasarruflar\u0131 art\u0131racak, bilhassa yast\u0131k alt\u0131 tasarruflar\u0131 ekonomiye kazand\u0131racak te\u015fvik ve yat\u0131r\u0131m ara\u00e7lar\u0131 kredi maliyetlerinin iyile\u015fmesine \u00f6nemli katk\u0131 sa\u011flayacak. Tedbirler i\u00e7in h\u0131zlanmam\u0131zda yarar var.<\/span><\/p> \t\t\t\t","slug":"ekonomi-yonetimine-oncelik-onerileri","tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Ekonomi y\u00f6netimine \u00f6ncelik \u00f6nerileri","meta_description":"Prof. Dr. Kerem Alkin","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"view_count":101,"cropped_1200x675":null,"user":{"id":11,"name":"KEREM","surname":"ALK\u0130N","email":"irem05@daglaroglu.com","slug":"prof-dr-kerem-alkin","avatar":"\/front\/uploads\/avatar\/17336916000GNrERW0ucj2Ja7.webp","status":1,"role":1,"email_verified_at":null,"orde":null,"created_at":"2022-09-15T09:39:41.000000Z","updated_at":"2024-12-18T09:50:43.000000Z","seo_title":null,"seo_description":null},"translations":[{"id":17001,"is_featured":0,"is_amp":0,"is_ads":0,"ads_link":null,"post_id":16902,"locale":"tr","category_id":73,"title":"Ekonomi y\u00f6netimine \u00f6ncelik \u00f6nerileri","home_title":null,"sub_title":null,"slider_title":null,"slider_title_2":null,"slider_spot_title":null,"slider_spot_title_2":null,"subtitleuse":0,"description":null,"content":" \t\t\t\t\t \t\t\t\t\t

\u00d6ncelikle, yeni Bakanlar Kurulu hay\u0131rl\u0131 olsun. Siz bu sat\u0131rlar\u0131 okurken, uluslararas\u0131 derecelendirme kurulu\u015fu Fitch, T\u00fcrkiye ile ilgili de\u011ferlendirmesini a\u00e7\u0131klam\u0131\u015f olacak. Bu konuda, T\u00fcrkiye\u2019nin kredi notunun de\u011fi\u015fmesi beklenmiyor. Buna kar\u015f\u0131l\u0131k, not g\u00f6r\u00fcn\u00fcm\u00fcn\u00fcn \u2018dura\u011fan\u2019dan \u2018pozitif\u2019e y\u00fckselebilece\u011fi y\u00f6n\u00fcnde beklenti daha g\u00fc\u00e7l\u00fc g\u00f6z\u00fck\u00fcyor. Elbette, Katar krizinin perde arkas\u0131ndaki detaylar, T\u00fcrkiye\u2019nin finans ve ticaret kanal\u0131ndan k\u00fcresel \u00f6l\u00e7ekte s\u0131k\u0131\u015ft\u0131r\u0131lmaya devam edilece\u011fine i\u015faret ediyor. Bu nedenle, ekonomi alan\u0131yla ilgili bakanlar\u0131m\u0131z\u0131n b\u00fcy\u00fck \u00f6l\u00e7\u00fcde g\u00f6revlerini s\u00fcrd\u00fcrd\u00fcklerini dikkate alarak, bir ka\u00e7 \u00f6nemli g\u00fcndem \u00f6nerisini payla\u015fmak isterim.<\/span><\/p>

Enflasyon, T\u00fcrkiye\u2019nin risk primi ve d\u0131\u015f ticaretin finansman\u0131 \u00f6ncelikli konular olarak \u00f6ne \u00e7\u0131k\u0131yor. \u0130stihdam seferberli\u011fini de g\u00f6zetmeyi s\u00fcrd\u00fcrece\u011fiz. Vergi sisteminde sadele\u015ftirme de orta vade a\u00e7\u0131s\u0131ndan ivedi bir g\u00fcndem ba\u015fl\u0131\u011f\u0131.<\/span><\/p>

T\u00fcrkiye\u2019nin 2017\u2019deki b\u00fcy\u00fcme ba\u015far\u0131s\u0131n\u0131n anahtar ba\u015fl\u0131klar\u0131ndan birisi net ihracat\u0131n katk\u0131s\u0131. Bu husus d\u0131\u015f ticaretin finansman\u0131 ve ihracat te\u015fviklerini kritik \u00f6nemde konu ba\u015fl\u0131klar\u0131 haline d\u00f6n\u00fc\u015ft\u00fcr\u00fcyor. T\u0130M b\u00fcnyesindeki ihracat\u00e7\u0131 birliklerimizin ba\u015fkanlar\u0131ndan son bir ayd\u0131r, ihracat sigortas\u0131 ve ithalat finansman\u0131nda \u00f6nc\u00fc uluslararas\u0131 firmalar\u0131n d\u0131\u015f ticaret finansman\u0131nda zorluk \u00e7\u0131kard\u0131klar\u0131n\u0131, bu zamana kadar bir tek \u00f6demesini geciktirmemi\u015f firmalara dahi art\u0131k kendileriyle \u00e7al\u0131\u015famayacaklar\u0131n\u0131n s\u00f6ylendi\u011fini duymaktay\u0131z. Birlik ba\u015fkanlar\u0131, do\u011fal olarak kendi \u00fcyesi ihracat\u00e7\u0131 firmalar\u0131n s\u0131k\u0131nt\u0131lar\u0131n\u0131 bize aktarmaktalar. Kredi Garanti Fonu\u2019nun, yeniden yap\u0131land\u0131r\u0131lmas\u0131 sonras\u0131nda, reel sekt\u00f6r\u00fcn finansman imkanlar\u0131n\u0131n rahatlat\u0131lmas\u0131 noktas\u0131nda son 9 ayda sa\u011flad\u0131\u011f\u0131 katk\u0131 bir ba\u015far\u0131 \u00f6yk\u00fcs\u00fc. Ayn\u0131 ba\u015far\u0131l\u0131 uygulaman\u0131n bug\u00fcn d\u0131\u015f ticaretin finansman\u0131 i\u00e7in de devreye al\u0131nmas\u0131 gerekmekte. D\u0131\u015f ticaretin finansman\u0131n\u0131n s\u00fcrd\u00fcr\u00fclebilir k\u0131l\u0131nmas\u0131, 2018 ve 2019 b\u00fcy\u00fcmesi i\u00e7in de kritik \u00f6nemde olacak.<\/span><\/p>

Y\u0131ll\u0131kland\u0131r\u0131lm\u0131\u015f man\u015fet enflasyonun y\u00fczde 8 ve alt\u0131na indirilmesi de di\u011fer kritik g\u00fcndem maddesi. TL tasarruflara uygulanan faiz oran\u0131ndan, kredi faiz oran\u0131na, \u00e7ok say\u0131da mal ve hizmetin fiyatland\u0131rma al\u0131\u015fkanl\u0131klar\u0131na kadar, pek \u00e7ok alan\u0131 ilgilendiriyor. TCMB\u2019nin s\u0131k\u0131 para politikas\u0131n\u0131 bu hedefe ula\u015f\u0131ncaya kadar s\u00fcrd\u00fcrmesi, bir ba\u015fka y\u00f6n\u00fcyle, d\u00f6viz kurlar\u0131ndaki dalgalanmay\u0131 da frenleyecek; ki bu da man\u015fet enflasyon i\u00e7in hayli \u00f6nemli. D\u0131\u015f ticaretin finansman\u0131 ve enflasyonla ilgili tedbirlerin bir an \u00f6nce hayat bulmas\u0131n\u0131n, sonbahara haz\u0131rl\u0131kl\u0131 girmek ad\u0131na elimizi g\u00fc\u00e7lendirece\u011fini atlamayal\u0131m.<\/span><\/p>

HEDEF\u0130M\u0130Z ENFLASYON VE R\u0130SK PR\u0130M\u0130<\/strong><\/span><\/p>

Faiz, iktisat teorisinde paran\u0131n fiyat\u0131d\u0131r. Yani, para da bir mald\u0131r. Do\u011fal olarak her mal\u0131n arz\u0131 ve talebi vard\u0131r ve mal\u0131n piyasa fiyat\u0131 arz-talep dengesi veya dengesizli\u011fi ile \u015fekillenir. Paran\u0131n piyasadaki miktar\u0131ndan, yani arz\u0131ndan sorumlu olan merkez bankas\u0131 piyasaya \u00e7ok fazla para s\u00fcrerse, arz\u0131n bolla\u015fmas\u0131 paran\u0131n fiyat\u0131n\u0131, yani faizi d\u00fc\u015f\u00fcr\u00fcr. Ancak bu ad\u0131m ayn\u0131 zamanda paran\u0131n de\u011ferinin d\u00fc\u015fmesi anlam\u0131na gelir ve o para cinsinden mal ve hizmetlerin fiyatlar\u0131n\u0131n y\u00fckselmesine, yani enflasyona sebep olur. Bu nedenle, 1990\u2019l\u0131 y\u0131llar\u0131n ikinci yar\u0131s\u0131ndan bu yana, merkez bankalar\u0131 piyasaya \u00e7ok fazla para s\u00fcrme taraftar\u0131 de\u011filler. Son 20 y\u0131lda, merkez bankalar\u0131n\u0131n piyasadaki para miktar\u0131n\u0131 \u00e7ok s\u0131k\u0131 kontrol alt\u0131nda tutuklar\u0131 ger\u00e7e\u011fi ile hane halk\u0131n\u0131n ve \u015firketlerin para talebinin artmas\u0131, paran\u0131n fiyat\u0131n\u0131, yani faiz oranlar\u0131n\u0131 y\u00fckseltmekte. O halde, faiz oranlar\u0131n\u0131n makul d\u00fczeyde olmas\u0131, para arz\u0131 ile talebi aras\u0131ndaki dengeden ge\u00e7iyor.<\/span><\/p>

Faiz deyince de unutmayal\u0131m, bir i\u00e7inde enflasyonu bar\u0131nd\u0131ran nominal faiz; bir de enflasyondan ar\u0131nd\u0131r\u0131lm\u0131\u015f reel faiz vard\u0131r. Nominal faiz, enflasyon ve \u00fclke risk priminin toplam\u0131d\u0131r. Yani, reel faiz \u00fclke risk primi anlam\u0131na gelir. AK Parti\u2019nin 15 y\u0131ll\u0131k ba\u015far\u0131l\u0131 performans\u0131, T\u00fcrkiye\u2019nin tarihinde g\u00f6rmedi\u011fi \u2018negatif\u2019 reel faizi g\u00f6rmesini sa\u011flad\u0131. Bu nas\u0131l ba\u015far\u0131ld\u0131? T\u00fcrkiye\u2019de bir ara y\u0131ll\u0131k enflasyon y\u00fczde 5-6 d\u00fczeyine geriledi ve T\u00fcrkiye\u2019nin k\u00fcresel alg\u0131s\u0131n\u0131n pozitif olmas\u0131, T\u00fcrkiye\u2019nin risk primini s\u0131f\u0131rlad\u0131. T\u00fcrkiye, 2013 ilkbahar\u0131nda, enflasyonun alt\u0131nda nominal faiz g\u00f6rd\u00fc. Yani, \u00fclkenin pozitif alg\u0131s\u0131 o kadar g\u00fc\u00e7l\u00fcyd\u00fc. Bug\u00fcn ise Hazine\u2019nin y\u00fczde 11 bor\u00e7lanma faizi, T\u00fcrkiye\u2019nin risk priminin asl\u0131nda y\u00fczde 1 civar\u0131nda oldu\u011funu g\u00f6steriyor. Bir zamanlar, T\u00fcrkiye\u2019nin risk primi y\u00fczde 36 ile 40 aras\u0131ndayd\u0131. Bu durumda, Hazine\u2019nin yeniden tek haneli oranlarla bor\u00e7lanmas\u0131, T\u00fcrkiye\u2019nin enflasyonu ve risk priminin normalle\u015fmesinden ge\u00e7iyor.<\/span><\/p>

Y\u0131ll\u0131k enflasyonun y\u00fcksek seyretmesine sebep olan g\u0131da enflasyonun normalle\u015fmesi ad\u0131na, G\u0131da ve Tar\u0131msal \u00dcr\u00fcn Piyasalar\u0131 \u0130zleme ve De\u011ferlendirme Komitesi\u2019nin 16 Temmuz pazar g\u00fcn\u00fc yap\u0131lan toplant\u0131s\u0131nda al\u0131nan kararlar\u0131n en aciliyetle hayata ge\u00e7irilmesi kritik \u00f6nemde. Y\u0131ll\u0131k enflasyonun sonbahar ba\u015f\u0131 tek haneye gerilemesi, TCMB\u2019nin kredi faiz oranlar\u0131n\u0131n yumu\u015famas\u0131na y\u00f6nelik ataca\u011f\u0131 ad\u0131mlar\u0131 da h\u0131zland\u0131racakt\u0131r. Ayr\u0131ca, TL cinsinden tasarruflar\u0131 art\u0131racak, bilhassa yast\u0131k alt\u0131 tasarruflar\u0131 ekonomiye kazand\u0131racak te\u015fvik ve yat\u0131r\u0131m ara\u00e7lar\u0131 kredi maliyetlerinin iyile\u015fmesine \u00f6nemli katk\u0131 sa\u011flayacak. Tedbirler i\u00e7in h\u0131zlanmam\u0131zda yarar var.<\/span><\/p> \t\t\t\t","slug":"ekonomi-yonetimine-oncelik-onerileri","orjinalimage":null,"news_cover_min":null,"news_cover":null,"news_video_min":null,"news_video":null,"cropped_638x552":null,"cropped_310x208":null,"cropped_416x247":null,"cropped_197x247":null,"cropped_416x600":null,"cropped_1200x675":null,"tags":"K\u00f6\u015fe Yaz\u0131s\u0131","meta_title":"Ekonomi y\u00f6netimine \u00f6ncelik \u00f6nerileri","meta_description":"Prof. Dr. Kerem Alkin","meta_keywords":"K\u00f6\u015fe Yaz\u0131s\u0131","view_count":101,"yt":0,"ytid":"","ytimage":null,"imgdate":"2000-01-01 00:00:00","cuff_cover":null,"cropped_358x214":null,"cropped_842x474":null}]}}